Is face-to-face training paid? Tax benefits when paying for tuition How to get a discount on paid education

For example, students can enter the Tretyakov Gallery free of charge on the first and second Sundays of each month, while students can freely enter the Hermitage on any day with a student card. Many cinemas, bookstores, fitness clubs also have favorable offers for students. Ask about them before making a purchase or using a service. Apple Hardware and Software The Apple Store offers student discounts on computers and tablets. The company also distributes a student selection of five programs: Logic Pro X, Final Cut Pro X, Motion, Compressor and MainStage at a reduced price of 13,990 rubles. A way to save money on listening to music is a student subscription to Apple Music. Its cost is 75 rubles per month. Microsoft is not far behind Apple. Thus, students have free access to a number of development and design products under the Microsoft Imagine program.

Student ID discounts for full-time correspondence courses

For the period of study leave, the employee is paid at the average rate.

• Evening students cannot apply for paid leave to prepare for exams and pass the session.
• Once a year, the employer must pay the expenses of working part-time students for travel to and from the educational institution, if it is located in another locality. The condition is the presence of a document on successful study.
The employer provides the following leave durations:

1. Up to 40 days during exams - for first and second year students.
2. Up to 50 days - for courses above the third inclusive.
3. Up to four months - during the preparation and defense of the thesis and state exams.

To receive the stipulated benefits, the employee must provide a document proving that he is studying at an educational institution of higher education.

Benefits for part-time and evening students in 2018

In addition, the student is required to write an application, which must be signed by the supervisor or an authorized person. The schedule for studying and passing the main exams and tests, drawn up and signed at the educational institution, is the basis document for receiving the benefits due.

The employer does not have the right to ignore this document, since it confirms the need for the employee to temporarily leave the position. The law on education implies that a working student studying by correspondence or evening form cannot miss a session or pass the necessary tests and exams without a good reason.

However, work is not the cause. What students receive benefits Legislation does not give benefits to all students.

Freebie for a student: what discounts and benefits are due to students

Additional preferences:

• non-resident students, if necessary, are provided with a hostel with preferential stay and utility bills (should be less than 5% of scholarship payments);
• most public cultural and entertainment events, exhibitions, trips to a museum or theater are available to students free of charge or at a significant discount;
• some insurance organizations provide students with discounts on VHI;
• trade unions of educational institutions provide for the possibility of providing students with preferential sanatorium vouchers.

Some universities provide for the possibility of transferring certain categories of students who study for a fee to a free department.

Student ID Discounts

The social tax deduction allows you to get back 13% of the amount paid for tuition.

• Deferment from the draft military service for the duration of training in accordance with federal law.
• Scholarship. Learn more about academic, presidential, gubernatorial and other types of scholarships.
• The right to free (or inexpensive) use of the services of state and municipal libraries, free admission to a number of museums, as well as solid discounts in shops and shopping centers.
• By law, the fee for living in a corridor-type hostel should be charged at half the rate.
• Educational institutions provide an opportunity to pass exams ahead of schedule for academic excellence, as well as non-resident part-time students.
• You can study at two faculties or at two universities at once.

Student Discounted Locations

1. For working students, study leave may be granted during the session for a period of 40 days when studying in I and II courses and 50 days in subsequent courses.

Thus, only those persons who first receive higher education, as well as those that were sent for training by the employer, regardless of the presence of another diploma. In addition, only those citizens who study at Russian universities with state accreditation can receive benefits.
If the training takes place in a branch of a foreign educational institution, then the right to privileges remains at the discretion of the employer. General rights Regardless of the form of study, students have the right to early passage of the session if they are from other cities.
At the same time, working evening and part-time students can additionally exercise their right to travel to the place of study at the expense of the employer.
That is why the bulk of the benefits fall on labor aspects. Party benefits usually involve concessions on the part of employers, who are required by law to provide student employees with benefits in the prescribed manner. What is required First of all, employees receiving higher education are entitled to leave with pay for the period of the session. That is, the employer is not only obliged to release the employee from work for this time, but also to keep all payments.

If the employee cannot exercise his right due to the prohibition of the head, then this is a reason to contact the labor inspectorate. The Law "On Education" implies that the student has the right to go to the session, and the employer is obliged to keep his job, salary.

Otherwise, it is contrary to the law, and entails punishment for the legal entity.

1. I study full-time for a fee. Can I transfer to distance learning for a fee.

1.1. Of course, contact the educational part!

2. Can I be expelled from college for non-payment (paid full-time education)

2.1. If it is provided by the regulation, then they can.
Educational relations may be terminated early in the following cases:
1) at the initiative of the student or parents (legal representatives) of a minor student, including in the case of transfer of the student to continue learning educational program to another organization that educational activities;
2) at the initiative of the organization carrying out educational activities, in the event that deductions are applied to a student who has reached the age of fifteen years as a disciplinary sanction, if the student fails to fulfill the obligations of conscientious development of such an educational program and the implementation of the curriculum, as well as in in the case of establishing a violation of the procedure for admission to an educational organization, which caused, through the fault of the student, his illegal enrollment in an educational organization;
3) due to circumstances beyond the control of the student or the parents (legal representatives) of the minor student and the organization carrying out educational activities, including in the event of liquidation of the organization carrying out educational activities.

2.2. At the initiative of the college, technical school, students can be expelled: having at the end of the session for academic debts in three or more disciplines;
those who received an unsatisfactory mark when retaking the same discipline for the third time, including those who did not appear for a disrespectful reason for retaking the discipline of the attestation commission;
those who did not liquidate academic debt within the established time frame;
non-delivery within the established period of training of attestation tests that are part of the state final attestation, including when defending graduation projects;
for systematic absenteeism of lectures and (or) practical classes without a good reason in the amount of 36 hours or more per month;
for absenteeism at the examination session without a good reason;
for absenteeism from academic leave, within the time limits established by the order;
for non-attendance at training sessions by the beginning of the academic year within 30 calendar days for an unexcused reason;
for a gross violation of academic discipline, internal regulations (gross violations include: offensive actions and statements, physical violence against employees or other students of the technical school; appearing in a state of alcoholic or drug intoxication, drinking alcohol or alcohol-containing drinks, drugs on the territory of the technical school; hooligan actions, theft, forgery (falsification) of educational documents and certification results);
for the dissemination of false information, including posting on the Internet, discrediting and damaging the reputation of the college and / or its employees;
for committing unlawful acts;
in connection with the conviction of a student to a punishment that precludes the continuation of studies at a technical school, in accordance with a court verdict that has entered into force.
for violation of the terms of the contract for the provision of paid educational services (failure to pay tuition fees on time and in the manner prescribed by the contract on education).

3. Is it possible to transfer from paid distance learning to budgetary full-time education.

3.1. These issues need to be resolved with the dean's office - if there are free budget places and good academic performance. Good luck and all the best.

3.2. Hello! Anastasia, translation issues are regulated by the internal documents of the educational institution. Good luck and good!

4. If I enroll in paid full-time education, will I receive a pension? an orphan?

4.1. You will receive a pension while studying at an educational institution, but not at a driving school.

4.2. Yes. you will receive a pension

5. Is it legal to deduct for one debt with paid full-time education.

5.1. Read the terms of your contract. As it is written there, so it is correct.

6.2. Dear Natalia!

Article 80 of the RF IC states that parents are obliged to support their minor children. It follows logically that as soon as the child becomes an adult, all transfers stop.

In some cases, adulthood comes even earlier.

The exception is disabled and incapacitated children who have the right to receive alimony for their own maintenance even after 18 years of age. At the same time, the law does not indicate the time frame for how many years such payments must be made.

But this, fortunately, is not your case.

The answer to your question is no, they are not.[u]

7. I completed 11 classes, after I graduated as a carpenter and carpenter, I studied on a budgetary basis, full-time (the training was 10 months), and all this time I received a survivor's pension, now I want to enroll again profession (master of joinery, carpentry and glazing / learned these are different professions) for a full-time department, but for a fee, if I enter, will I be able to count on a pension for the loss of a breadwinner? (age 21) Thank you.

7.1. You can, if the training is full-time - then all the conditions for receiving such a pension from the recipient are met.

8. 3rd year full-time department of the College of Law, education is paid, the university decided to study in the second shift. Is it legal?

8.1. The university independently determines in which shift which course is studied, based on the material base and other conditions. There are no direct prohibitions for this.

9. An 18-year-old daughter entered the institute for paid full-time education. Alimony from the father ended in June 2019, the upcoming education is expensive, the father voluntarily refused to help, I want to file for alimony while the child is studying at the institute (4 years). Tell me, is there any chance of a decision in our favor? What documents will be needed?

9.1. Hello! Parents are not required to support children who have reached the age of majority, except in cases of their disability under Art. 85 RF IC.
From Article 85 of the Family Code of the Russian Federation it follows that parents are obliged to support adult children under two conditions, namely:

Disability (disabled people of the 1st, 2nd, in some cases, and 3rd groups);
- the need for assistance (lack of the possibility of an adult to independently provide for his existence).

Adult children studying in an educational institution full-time until the age of 23 cannot be recognized as disabled.

9.2. Good afternoon! Parents are obliged to support their minor children (clause 1, article 80 of the RF IC). The basis for extending the term for the payment of alimony can only be the incapacity for work of adult children who are disabled people of groups I, II and III.
A bill to amend family law relating to the maintenance of students was not approved. At the moment, university students can only count on voluntary material assistance from their parents.

9.3. Good afternoon. Currently, there is no approved legal act on a positive resolution of your issue in court. Assistance from the second parent after the child reaches the age of 18 can only be voluntary.

10. Please tell me, I graduated from honey this year. institute (full-time education, budget). I had a desire to leave medicine and enter a technical university on a general competition, on a budget (full-time education). Can I get a second higher education for free? Or is it possible to get a second higher education in our country only on a paid basis?

10.1. Hello. You can get a second higher education only on a paid basis.

11. Please tell me, can I recover any amount from the father of the child for her maintenance, if she is already 18 years old and she is a student of the 2nd year of full-time paid education? And another question, can I recover something from him for any period of time? If yes, then for what?

11.1. Hello, Elena!
Alas, with the achievement of adulthood (if the child is not disabled), the obligation to support the child (pay maintenance for maintenance) is removed from the parents, including if the child continues to study (Article 120 of the Family Code of the Russian Federation).

If it is difficult for you to formulate a question, call the free multi-channel phone 8 800 505-91-11 a lawyer will help you

also on the list of the most expensive. Sravni.ru figured out where you can get money for education and in what cases you can study for free, even if you failed to pass the exam well.

1. Get a target referral

The target area is an opportunity to study at the expense of the state by concluding an agreement with an employer company. Under this agreement, the organization is obliged to provide the student with social support and a place for practice during the study, and the student must then work in this company for several years after graduation.

Only institutions, departments or companies in the authorized capital of which there is a share have the right to issue target directions. Russian Federation. For example, Moscow, GK "", " " and many others. All kinds of such organizations can be found in “On Education”, and we also made a list with examples in.

To get a target referral, you need to contact the personnel department of the employing organization and pass an interview. There is a separate competition among target applicants in universities. Those who did not pass the “target” competition can apply for general budget or paid places, or even refuse to enter the university.

2. Use maternity capital

Families in which a second child appeared from 2007 to 2021 can receive maternity capital. In 2018, the amount of maternity capital is 453,026 rubles. This money can be spent on various needs, including paying for the education of children in Russia.

To pay for a child's education maternity capital, application, passport of the certificate holder and a copy of the agreement on the provision of paid educational services certified by the university. On the date of commencement of studies, the student must be no older than 25 years old, and the child who gave the right to the certificate must be 3 years old.

3. Take out a loan

Education loan with state support

The educational lending program with state support was launched in 2009, loans were provided by Rosinterbank (lost its license in 2016) and Sberbank. Preferential loans were issued at ¼ of the refinancing rate of the Bank of Russia plus 5 points (7.5% per annum at the beginning of 2017). Amount of credit up to 100% of the tuition fee, the loan term was equal to the tuition period plus 10 years. The product was issued without collateral for a loan, without guarantors and without commissions, including to borrowers under 18 years of age (with the permission of the guardianship and guardianship authorities, as well as the written consent of legal representatives). In 2017, the issuance of preferential educational loans was suspended.

According to Irina Abankina, director of the Institute for the Development of Education at the Higher School of Economics, the state-supported lending program was not profitable for banks. “Banks began to switch to new banking technologies, in which it is important to have a standard product line. And an educational loan is a non-standard product that required high administration costs. In addition, in the context of the economic crisis, banks were disadvantaged by low interest rate", - explains the expert. According to Abankina's calculations, the issuance of preferential student loans will resume by September 2018.

About restarting the program from autumn 2018 Head of the Ministry of Education and Science Olga Vasilyeva, answering questions from NUST MISiS students during an open mic.

The press service of Sberbank confirms the information about the continuation of the educational lending program with state support, but it is difficult to name the official launch date - the details of cooperation are still being discussed between Sberbank and the Ministry of Education and Science of the Russian Federation.

If soft loans are issued in September, students will not have time to use them to pay for the first semester of education, warns HSE Vice-Rector Sergei Roshchin. He also notes the need to resume the program and its compliance with world practices.

Target educational loan

Consumer loans for higher education are offered by only 3 banks out of the top 70 by assets.

Bank - loan	Bid	Credit limit	Special conditions
Post Bank - ""	14,9 – 27,9%	From 50,000 to 2 million ₽	The loan is provided to students and university applicants from jar. No collateral.
Credit Europe Bank - " »	19,3 – 23,5%	From 10,000 to 500,000 ₽	The loan is provided to university students from jar. No commissions, no collateral.
Zapsibcombank - " »	11,5 – 16%	Up to 80% of tuition fees	The loan is provided to customers who receive salaries on the Zapsibkombank card, employees budget organizations, bank of enterprises or customers with a positive credit history in the bank. With security.

Source: websites and press services of banks

All three banks provide loans in tranches and only to pay for education in Russian universities. The loan is issued to borrowers over 18 years old (in Zapsibkombank - over 20 years old) with a stable income. At the same time, many of the Russian applicants graduate from school and enter a university before they reach adulthood, so banks offer students to act as co-borrowers.

There are so few targeted educational loans on the Russian market because it is difficult for banks to assess risks, says Oleg Shibanov, professor of finance at NES, Deputy Vice-Rector for Academic Affairs.

“If you issue loans secured by property, then the question will arise: why should the owners not take such consumer loans independently, without the additional subtitle "educational". If you issue them without collateral, then the question of assessing the probability of return and the cost of money for students becomes difficult,” the expert argues.

Shibanov cites the example of the United States, where, despite many years of experience in educational lending, the total amount of debt accumulated by students about $1.3 trillion and very hard to repay by borrowers.

According to Sergey Roshchin, targeted education loans, which are available on the Russian market today, will not be able to replace state-supported educational loans. “Study loans should differ from ordinary consumer lending in terms of terms - rate, repayment terms after graduation. Educational loans, which are close to consumer loans, are a less interesting product,” the expert says.

4. Get a discount

Some universities provide students of paid departments with discounts on tuition. Of the 10 most Universities have such discounts in four:

NRU HSE . Applicants who did not have enough USE scores to enter the budget department can discount up to 70% for the first course and extend it with good academic performance. Also, discounts of 70, 50 and 25% are received by winners, prize-winners and participants of school Olympiads. The average discount in 2017, according to Sergey Roshchin, was 35%.

WAVT. Discount 20 – 70% undergraduate and graduate students who lacked 1– 5 points for admission to the budget, excellent students, employees or children of VAVT employees.

Financial University. Discount from 5 to 100% can bachelor's and master's students who did not get a few points before enrolling in the budget, winners and prize-winners of school competitions, graduates and children of graduates of the Financial University, graduates of basic schools, partner schools and the lyceum of the Financial University.

RANEPA under the President of the Russian Federation. Discount 10 – 80% is provided to students who did not have enough points to be credited to the budget, winners or prize-winners of school Olympiads, excellent students, employees and close relatives of the Academy employees. Full list conditions for receiving a discount are on university.

5. Other options

Accumulate.According to the National Research University Higher School of Economics, the average cost of education in state and municipal universities in Russia in 2015 47 627 ₽ per semester. If every month you set aside 10% of the average salary in Russia (43,381 ₽ as of April 2018 according to Rosstat), then it will take about 7 years to save for 4 years of study at a university.

Take a consumer loan. Banks issue loans to borrowers over 18 years old (often over 21 years old) with work experience in the current place of 3 months or more. This option is suitable for parents of students or full-time and part-time students who can work and pay off the loan on their own.

Win the Olympics. By winners and runners up All-Russian Olympiad schoolchildren have the right to be admitted to a university without entrance examinations. Also, the best athletes of the country - champions and prize-winners of the Olympic Games, world champions, European champions - can enter without exams for a specialty related to physical education and sports.

Advice: if you paid for your studies at a university, do not forget to get a tax deduction.

Every spring, the topic of tax deductions for tuition costs becomes very relevant for students studying at universities on a fee basis. At the same time, there are students and their parents who are still not aware of these benefits.

To begin with, it is immediately worth noting that a student or his parents can receive a social tax deduction for tuition costs if he can confirm the amount of his income. To do this, you will need Income Statements in the form of 2-NDFL. This document can be obtained from tax agents (organizations where you received income) and will be required for declaring income. If you are unable to provide documented income, you will not be able to claim the tax deduction for tuition expenses.

As you know, the cost of quality education is quite high and "eats" a significant part of family budget. The social tax deduction allows you to reduce the cost of education by 13%, by returning the personal income tax paid to the budget. As we can see, the state considers the education of the population as one of the strategic directions, along with health services and improving living conditions the lives of the citizens of the country. The inclusion of tuition fees in the list of expenses that fall under social tax deductions provides a real opportunity to save conscientious taxpayers.

The right to a social tax deduction for training expenses is available to individuals who have paid:

• own training of any form of education (daytime, evening, correspondence, etc.);
• education of their ward under the age of 18 in full-time education;
• education of their former wards under the age of 24 in full-time education;
• teaching your brother or sister under the age of 24 in full-time education.

Thus, parents or persons paying for the student's education (which is confirmed by the study agreement and payment documents) are entitled to a social tax deduction only if the education is obtained at the full-time department of the educational institution, and the student's age does not exceed 24 years. However, if the student works, pays for his own education (which is also confirmed by the education agreement), and is a tax resident of the Russian Federation, then he may well expect reimbursement of expenses for paying for education, regardless of the form of education.

The maximum amount of expenses for the education of children taken into account when calculating the social deduction is 50 thousand rubles a year.

The maximum amount of expenses for their own education, in conjunction with other taxpayer expenses that fall under social tax benefits (payment for their own treatment or treatment of family members) is 120 thousand rubles a year.

An important point that every student or his parents should know is that the social tax deduction for tuition costs is provided only if the educational institution has a valid license for educational activities. A social tax deduction can be obtained when studying not only in a state and municipal university, but also in a non-state educational institution.

The procedure for granting a social tax deduction for training expenses is established by paragraph 2 of Art. 219 of the Tax Code of the Russian Federation, which states that in order to receive benefits, the student or his representative (parents) must submit a tax return in the form 3-NDFL to the tax authorities at the place of registration. Form 3 personal income tax can be obtained and reviewed at the tax office, but it is much more convenient to use specialized services on the Internet, with which you can quickly, and most importantly, correctly fill out form 3-personal income tax.

Parents of an adult still qualify for the deduction if the child decides to continue their education at a university. Read about the conditions for calculating benefits in the material.

Deduction amount

The amount of the deduction accrued for an adult student child does not differ from. In accordance with the size is calculated based on the oldest child in the family the student will be:

• if first or second- 1,400 rubles are charged;
• third and beyond- 3,000 rubles.

In addition to students, the legislator extends the deduction to:

• graduate students;
• residents;
• interns;
• cadets.

Example 1

Sergey is 21 years old. He is studying full-time at the Agricultural Academy as a veterinarian. In addition to Sergei, there is another son in the family, who is already 25 years old. For the youngest son, parents receivestandard deduction per full-time student child1 400 rub. everyone.

Important! Some nuances

1. It does not affect the possibility of obtaining a benefit, whether a child studies at the expense of the state on a budget or on a paid basis, for example, with the money of parents.

2. The law provides for the right to receive benefits on a general basis by parents whose children study abroad.

3. The fact that the student has his own income does not prevent the calculation of the deduction for his parents.

Required documents

The exemption is granted to the taxpayer only after a written application. Attached to it are proving the applicant's right to reduce personal income tax.

The main document for the deduction for children over 18 years old - certificate from an educational institution. It must contain information about the form and period of study.

You will also need:

• birth certificate of the child, where the taxpayer is listed as the parent;
• documents on adoption, guardianship, etc.

If the grounds for the exemption have not changed, the application is submitted once. Help is periodically updated as the training period specified in it ends. More detailed information is provided in the letter of the Ministry of Finance dated.

Example 2

19-year-old Marina studies at the Institute of Culture. In the dean's office, the girl took a certificate. It says that in the 2017-2018 academic year, Marina is a 2nd year student of the directing department and is studying full-time. Based on this document, the girl's parents are entitled to receive a tax deduction for a full-time student. When Marina enters the 3rd year, she will take a new certificate.

How to get the

The general order is established and. The employee receives a deduction from his employer. The procedure is as follows:

1. The student takes a certificate from the dean's office about your studies.
2. The taxpayer (parent) writes a statement and, together with the certificate and other documents, submits it to the employer.
3. Every month the accounting department reduces the taxable base from the employee's income for the amount of the personal income tax deduction for a full-time student.
4. Annually the taxpayer updates the certificate in order to continue receiving benefits.

For past periods, the employer will no longer accrue a deduction. In this case, you need to contact the tax office, having previously received a certificate of income from the accounting department. According to her, the taxpayer fills out and submits a 3-NDFL declaration, and then waits for the money to be transferred.

Important! The taxpayer must immediately inform his employer about the completion of studies, expulsion, change in the form of education of the child. Otherwise, the employee will have to pay additionally illegally deducted personal income tax.

Example 3

The Kudryashovs have a daughter- 4th year student, 22 years old. Until she came of age, her parents received a benefit of 1,400 rubles. They did not know that there was a personal income tax deduction for a student child under 24 years old. Only in 2018, parents wrote a statement to employers. They will be able to receive a refund of overpaid tax for the previous 3 years by submitting declarations.

The deduction for a student child: until what period is valid

Deadlines are expressly stated in. The deduction applies:

• for the period of study;
• until the end of the year in which the student turns 24.

Thus, accrual occurs as long as both of the above conditions are met.

After the end or interruption of training, deductions stop from the next month

This is stated in the letters:

• Federal Tax Service in Moscow from;
• MNS from .

Example 4

Svetlana is 22 years old. Her studies at the institute will end in June 2018. Starting from July, Svetlana's parents lose their right to a deduction.

Example 5

Maxim - postgraduate student at the department in English. In March 2018, he turned 24. Maxim has 2 more years to study at graduate school. However, due to their age, their parents will only receive the benefit until December 2018. As of 2019, they will no longer be eligible.

Deduction for a child if the university is closed

As already mentioned, the deduction per student is provided only for the period of study. If the university is closed, there may be several options for the development of events:

1. Student stopped studying. In this case, no further deduction will be charged.
2. In connection with the closure of the educational institution, students were transferred to another university with the preservation of the face-to-face form. Here the right to a benefit is preserved, because the conditions for its provision are met.
3. All former students were registered in another university but for the evening section. In this case, the parents of the child cannot continue to accrue the deduction.

Example 6

Alena studied at the institute as a designer. When she was in her 3rd year, the specialty was closed, and all students were transferred to the university. The face shape has been preserved. Alena's father and mother provided the employer with a certificate from their daughter's new place of study and continued to receive the deduction.

Tax deductions for a student child on academic leave

The legislator directly stated that during the academic leave the right to the benefit is preserved.

Important! According to the Ministry of Finance, which he presented in a message dated, if an academic leave is taken to serve in the army, a deduction for this period is not provided.

Results

1. The tax deduction for a full-time child is granted until the child reaches 24 years of age.
2. If the training is completed, the accrual of benefits ceases from the next month.
3. Academic leave is included in the period of study.