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Unistream transfer in which bank can I get. Where and how to receive a Unistream money transfer

On the territory of Russia, Western Union today has a couple of solid competitors. The latter include the Unistream payment system. Unistream, unlike Western Union, was developed by a number of Russian financial companies. And compared to its one and a half century competitor, Unistream is simply a “baby”, since the company of the same name and the payment system based on it began their work in 2001. Over the 15 years of its operation, Unistream has turned from a small financial exchanger into a mega-network that has both representations in a series of partner banks and its own branched structure. Unistream has 185,000 money transfer points in Russia alone. In the CIS countries, there are up to 15 thousand such points.

And in the countries of near and far abroad, the services of this payment system are available in 111 thousand points. With the help of this system of financial transfers, money can be sent and received both on the territory of Russia, and in the CIS, and far abroad. A total of 117 countries of the world are included in the coverage area of this system, and there are own representative offices (that is, not in partner banks, but separate offices of Unistream) not only in Russia, but also in Greece, Great Britain and Cyprus. It all started with the fact that already at the turn of the 90s and 00s in Russia there was a rather high demand for money transfer services. Especially for relatively small amounts that were transferred by individuals, for example, in material assistance to relatives.

But Western Union was never affordable for most individuals at that time. Sberbank was just beginning its activities in this area. Other banks, such as Binbank, VTB, are out of the question. It was the demand that gave rise to the offer in the form of the Unistream payment system, which at first had a fixed commission of 1%, which was suitable for most customers. Already by 2005, the annual working capital of the project amounted to many millions of dollars. AT last years Unistream not only actively cooperates with Russian and foreign banks, but also promotes a package of offers to the financial market, which concern not only money transfers. These are branded bank cards that have a number of bonuses within the payment system. And assuming obligations to other financial institutions for charging commissions when the clientele uses their services. And corporate banking. And issuing loans. And much more.

Moreover, in 2015, Unistream launched the ability to transfer money online within its system. Money can now be transferred without leaving the house. Soon a number of partner banks also connected this Unistream service on their websites. Transfers can be made from bank cards, and not only Unistream cards, but also from the "plastic" of many other banks. If only the card was included in the VISA or MasterCard system, which can be said about 90% of all bank cards in the civilized world.

Rating "Unistream" and types of representative offices of this system

A year ago, the Russian analytical firm Expert RA gave the payment system the highest A+ rating, which means the highest degree of creditworthiness and long-term stable financial and economic growth. Slightly lower, but also highly rated Unistream at the international level, assigning a BBB rating, i.e. "moderately high potential in long-term creditworthiness." By 2016 Unistream in Russia and in the world maintains cooperation with four hundred financial institutions. In the capital alone, 49 banks cooperate with Unistream. In general, all operating points of this system can be divided into 4 types:

1. Representation and accreditation in a bank when a banking institution is engaged in Unistream transfers. Finding out whether it is possible to make a transfer in such and such a bank is easy even without consulting an employee. Various certificates, licenses and awards hang at the central entrance to the bank. There are also markers of payment systems. If there is an icon with the inscription Unistream ("Unistream"), then here you can send money using the selected company. There should be a corresponding note on the bank's website. Many Russian banks today cooperate with this payment system: Binbank, Sberbank, Uralsib, Kapitalbank, Promsvyazbank, Master-Bank, SberInvestBank, OTP-Bank, etc. Binbank and Sberbank generally included Unistream among their regular partners. Sberbank and especially Binbank are active intermediaries of this money transfer system. Full list organizations included in the payment system network can be found at unistream.ru. In which bank to make your payment is a personal matter for each client.

2. Unistream's own offices, network cash desks and specialized banks. There are approximately 260 such offices in Russia. In addition, there is also Uniastrum (Unistream) Bank, from which, in fact, everything started in 2001. In 2006, it was reorganized into OJSC CB Unistream, obtaining a license to carry out expanded banking activities in the future.

3. Self-service points and terminals. For example, through QIWI terminals (QIWI) it is easy to send money where you need it.

4. Making money transfers via the Internet and via cellular communication. The latter is possible if the MOBI.Money service is connected to the mobile device. And there are transfers via mobile communications only in Russia.

Why did Unistream manage to create competition even for Western Union? Probably, you should start by listing the pros and cons of this payment system:

for almost all transfers (excluding non-CIS countries) the commission is 1.2%, which is not much in comparison with the same Western Union;
commissions for transfers far abroad are made up depending on the transferred amount, but the percentage here is still somewhat lower than that of the main competitor;
mobility and speed - the ability to transfer money even online, and the waiting time for the transfer does not exceed 15 minutes;
the recipient does not pay any commissions at all;
money can be received in any form: cash, to a bank card or account, to the wallet of any electronic service (WebMoney, Yandex.Money, QIWI);
Unistream works with three main currencies for Russia - rubles, dollars and euros;
as such, the payment system itself does not have transfer limits. The limit common to the entire Unistream structure is valid only for bank cards, from which it is impossible to transfer more than 100 thousand rubles at a time. Another thing is that some banks introduce their own additional restrictions: for example, Binbank limited the maximum amount of a one-time transfer to 900 thousand rubles, and Sberbank - 500 thousand rubles. Binbank also set the condition that only one transfer can be made per day (in each bank it is necessary to clarify the additional conditions of this organization);
As for the minimum amount, there are no restrictions here. You can transfer at least 100 rubles. True, when sending to other countries, there is little sense in such a payment;
a very important point that gives the described payment system some advantage is the ability to take the recipient's money to a third party if this person has a power of attorney certified by a notary;
and, finally, "Unistream" guarantees reliability, no less than that of "Western Union". When using the described payment system, the client’s money is not threatened with disappearance or “freezing” halfway to the addressee.

How to receive money sent via Unistream

Despite the abundance of ways to transfer money, so far the most common option is to visit a Unistream partner bank. The Internet, of course, has a lot of undeniable advantages, but so far not all banks have an online transfer service. And in itself, it is still “raw”, since it was launched by the company just a year ago. Which banks most often receive requests to transfer money using Unistream? Of course, Sberbank enjoys constant popularity. Although Binbank and Promsvyazbank will soon catch up with it in terms of the number of transfers. In general, the scheme of actions here is similar to the one in all similar payment systems:

On the website of the partner bank or Unistream, the payment status is displayed in real time. Sometimes with a delay of several minutes. It depends on which bank the transfer was made.
As soon as the status “Done” appears (“Payment completed”, “Transfer completed”, etc.), you can immediately go to the nearest suitable bank. On the unistream.ru website, the online map mode will show where the nearest bank is located that supports this payment system. You can set up an email notification service. By the way, in Binbank, regular customers of Unistream receive it automatically. And Sberbank always strongly recommends connecting the universal SMS notification service for 30-50 rubles a month.
For citizens of Russia, only a passport will be required from the documents (without an identity document, the issuance of money is impossible). Non-citizens with transfers up to 5 thousand dollars / euros will only need to present a migration visa (or a work / student visa, if a person came to Russia for these purposes). When transferring more than 5 thousand c.u. e. Non-citizens will also need a residence permit document. If there is none, then this is a limiter - 5 thousand dollars / euro.
The sender must necessarily inform the recipient by telling the latter his full name, the exact amount, currency and, most importantly, the control, secret code, without which it will be impossible to receive money.
After presenting the passport, the recipient fills out the form in the form and signs the receipt of receipt.
It is advisable to check the amount of the received amount again. Any inconsistencies are best voiced immediately on the spot, upon receipt.

Further development prospects

This is a general algorithm of actions, regardless of which bank it is carried out in. Not a single bank has the right to impose any additional requirements and interest on receiving a client. It is important to note that there are more options for sending money than options for receiving them. Sending is possible through the bank, and through the cash desk of the system, and online, and even by phone. But to receive money, with the exception of individual cases, you can and should personally in the bank. For reliability. Now, however, the service for automatically transferring money to wallets of Internet services (the same "WebMoney") is gaining momentum. Today the company is not going to stop there. For example, in 2016 more than 20 new “products” were introduced. Among which, for example, payment of loans and utilities.

Sberbank and Binbank were the first to introduce these innovations. In Sberbank in 2016, it became possible to repay loans through Unistream. Moreover, a loan can be taken both from Sberbank itself and from a third-party organization. Binbank offers its customers the issuance of loans from Unistream, as well as payment of utility bills through it. Binbank experts say that this will be much more reliable and easier for the clients themselves. In any case, the percentage of users of the described service for making money transfers is growing. We can safely say that next year the number of clients (episodic and permanent) will increase again. Therefore, an article devoted to the analysis of the main points of the operation of the Unistream system will not be superfluous.

Unistream money transfers from the Moscow bank of the same name are leaders in Russia and the CIS in terms of transfers. Unistream Bank is the creator, operator and settlement center of the Unistream payment system.

Unistream transfers were created in 2001. At first they existed as a separate division within the structure of Uniastrum Bank. But when the translation market began to grow and generate more income, the management of the financial institution decided to separate it into a separate business.

And it turned out to be true: three years later, the Unistream money transfer system became the leader in the domestic market and in the CIS countries. In 2008, the total amount of transactions within the system reached 100 billion rubles.

The Unistream system has 280 own subdivisions. Also, its partners are 300 thousand points of sale, which are located in 95 countries.

Transfers via Unistream can be made to the following countries:

Asian and Pacific region;
EU;
Africa;
and other states.

Money delivery time is from 10 minutes. However, in order to avoid excesses, the recipient must take into account the mode of operation of the receiving bank. Plus, the transfer time increases if the delivery of money provides for a special mode of transfer (to a bank account, post office, etc.).

The Unistream system works with only three currencies:

on the territory of the Russian Federation, transactions are carried out in rubles;
dollars and euros can be sent abroad;
to the CIS countries - you can send rubles.

It is also important for the sender to be aware of the main limitations within the system:

residents cannot send abroad more than $5,000 or its equivalent in one day;
in the redistributions of the country at a time you can not send more than 900 thousand rubles.

There are three types of transfers within the system:

address - the recipient can pick up money only at a specific point;
unaddressed - money is available at any point that is a member of Unistream;
mobile - money was sent using a mobile phone.

Where can I send money

The popularity of Unistream is explained by the presence of a large number of ways in which you can send money:

via the Internet using Visa / Mastercard;
using SWIFT or SEPA transfer;
from one payment card to another;
through cash desks of Unistream bank;
in subdivisions of partner banks of the system (Uralsib, Investbank and many others);
top up with cash
using a mobile phone (operators Megafon, Beeline, MTS, Tele2, Rostelecom);
in Megafon salons;
through terminals Qiwi, Pingpei, MKB, Eleksnet, Niko-bank, Unistream and others;
using Yandex.Money electronic accounts.

How to send a transfer

You can find out where you can send Unistream money transfers, the addresses of points of dispatch and issue, their working hours, the types of transfers with which they work, you can remotely using the official website.

All that is needed is to indicate in a special field the city of sending or receiving, depending on the goal pursued. Then the window will open complete list points where you can receive Unistream transfers.

As for sending money, the algorithm of actions depends on the method chosen by the client.

What you need to do at a Unistream point or a bank

To send money through a financial institution that is a Unistream partner, an individual must:

Tell the operator the full name of the recipient, the amount of the shipment, the country and city where you want to send the money. To simplify the procedure for filling out paperwork in the future, a client who applies for the first time with a request to send a transfer is issued a special card free of charge. In the future, after presenting this card, an individual will not need to fill out various forms, plus, as a bonus, he will receive SMS about the current status of the money sent;
Present a passport or other document that confirms the identity of the sender;
the bank employee gives the sender his copy of the "Application for transfer", which contains the secret code of the transfer;
Tell this number to the recipient. He must also know the address of the branch of the financial institution where you can pick up the money. It is worth considering that you can receive a Unistream transfer, which is addressless, at any point of issue of transfers.
If the client sends money through a bank without opening an account to the recipient's account in a foreign financial institution, then he still needs to specify:

SWIFT or IBAN code depending on the interbank system;
recipient's account number;
address;
the purpose of the payment, for example, “for study”, “payment for hostel services”, etc.

By the way, all this is filled in English.

Transfer via terminal

Sending money through the terminal is very simple. Plus, their advantage lies in the round-the-clock operation, so that an individual can not be tied to the work schedule of banks.

The transfer procedure takes no more than a few minutes and is very convenient for people with a client card. All they have to do is paste it into the terminal and select a recipient. If the latter has changed, then you need to enter a new one in the menu and that's it. Then you need to deposit money and get a check. It will contain the control code that must be reported to the recipient.

Sending a transfer using a mobile phone

In order to send money within Russia, you need to send an SMS to a short number to a mobile operator. What number can you see.

The message must include:

code of the country;
name of the sender;
series and number of the passport;
name of the recipient;
amount in rubles.

The client can also make a transfer from the official websites of MOBI Money and RURU. Moreover, with the help of the latter, money is sent to such distant countries as Great Britain, Mongolia, Israel.
However, it is worth considering that only addressless transfers can be sent using mobile operators.

Transfer from a payment card

The presence of a Visa or Mastercard card allows their holder to send money around the clock, just without leaving home. You can make Unistream online transfers wherever you have access to the Internet using the service.

However, the following limitations should be taken into account:

no more than three transfers per day from one card;
the maximum amount of one transaction is not more than 100 rubles.

What documents are needed to send a transfer

The main document that is needed to send money is a civil passport of the Russian Federation. However, in case of its absence, any other identity document can replace the passport, for example:

international passport;
sailor's passport;
military ID;
other documents.

Non-residents need to provide a passport of their native country, stateless persons - a residence permit, etc. Unistream has a rule that prohibits sending money by proxy, even notarized.

In addition, it is worth considering that sending amounts up to 74,999.99 rubles. possible without a migration card.

How to track a transfer

All Unistream money transfers can be tracked at any time, the main thing is to have access to the Internet. For this, there is a special section on the official website of the system. It consists of only two fields where you need to specify:

transfer control number (numbers or numbers with capital Latin letters);
surname of the sender (exactly as in the application for sending).

And click the "Check Status" button.

After that, the interested person will receive detailed information where the transfer is located and when it can already be picked up.

Translation cost

The service fee for sending money is withheld from the sender and depends on the following factors:

transaction amount;
destination country;
transfer currencies;
way to send money.

For example, the cost of a non-addressed / non-addressed transfer in the amount of 30,000 rubles from Russia to Moldova will be 450 rubles, to Georgia - 300 rubles.

But a transfer using a Visa payment card will cost more - the commission will be 500 rubles, it will be even more expensive to use a MIR card - 840 rubles.

If you send money in foreign currency using international payment cards, then you will be able to significantly save on the commission - it is simply zero.

You can find out the estimated cost of translation on the official website of the system. More accurate information on the size of the commission can be obtained from partner banks.

Advantages and disadvantages of Unistream

Unistream money transfers attract customers due to:

a wide network of points of departure and issue;
the presence of various options for sending a transfer, both remotely and with the help of banks and terminals;
speed of funds transfer;
the sender pays the commission, the recipient only needs to pick up the money;
the presence of a large number of additional services, such as loan repayment, replenishment of electronic wallets, payment cards, currency exchange, etc.

The disadvantages include:

work with only three major currencies;
a lot of different commissions and it is difficult to choose the most profitable way to send money;
you need to order money in advance, as they may not be at the box office. However, it is worth noting that customers can do this via the Internet;
low level of attendants who do not always send transfers correctly;
the complexity of communication with the call center.

Unistream money transfers are popular among our compatriots and citizens of other countries who send money to Russia due to the ease of sending, speed of delivery and the presence of a wide network of system partners.

The operation of the system only with rubles, dollars and euros, on the one hand, limits the rights of the recipient. But on the other hand, the recipient can independently exchange currency at a more favorable rate.

Alexander Babin

There are many money transfer systems in the world: Western Union, PrivatMoney, Union Express, Unistream and others. Each of them has its own advantages and disadvantages. A client who does not yet have the experience of sending money should find out exactly which bank can receive a Unistream transfer or another transfer (if another system is chosen).

Receiving money transfers

How to choose a transfer system so that it would not be a problem for the recipient to withdraw money? The sender must know in which locality the money will be received. The second step is to see what banking institutions are represented in this city or town. Then the sender visits the websites of these banks, sees if there is information about Unistream. Transfers, addresses of bank branches in each locality will be displayed on the websites of institutions. This information will help avoid misunderstandings.

In which bank can I receive a Unistream transfer in Russia?

The Unistream money transfer system is widely represented in Russian financial institutions. The Unistream service system in Russia covers about 185,000 points (these are bank branches and self-service terminals in shopping centers, bus stations and railway stations).

The base bank of the system is CB Unistream. The central office of the financial institution operates in Moscow, and branches are located throughout Russia, there are also representative offices of the bank in Ukraine and neighboring countries. In addition, Russians will be able to send and receive money through Unistream in the following banks: Uniastrum Bank JSCB, Binbank OJSC, Invest Bank JSCB. The partners of the system also became: PTB, CB Druzhba, OTP Bank (as you know, this is a large systemic international financial institution), CJSC Industrial Savings Bank, Moscow Credit Bank and other banks.

Specifics on partner banks in Russia

OTP Bank has a very good regional network. Bank branches are located in 44 cities of the country. These are both regional centers and large cities that do not have the status of regional ones. For receiving a transfer, the client at OTP Bank will not pay any commission, and sending will cost only 2% of the amount (the transfer amount is not more than 100,000 rubles) and 1.5% of the amount (if more than 100,000 rubles are sent).

JSCB "Uniastrum Bank", as a purely Russian financial institution, has more branches than "OTP Bank". Where can I get a Unistream transfer through the system of this bank? The answer can be found on the institution's website. Its branches are located in 70 Russian cities, from Moscow to the Far East Khabarovsk. Receiving a transfer at the cash desk or through the terminal is free of charge, regardless of the currency in which the money transfer was sent.

As already mentioned, Binbank OJSC also works with the Unistream system. Transfers (the addresses of points are on the bank's website) can be both sent and received. You can instantly pick up a transfer sent in another city at the cash desk. Payment of the transfer is, of course, free of charge. Sending money to customers will cost only 1-1.5% of the payment amount. The bank is represented in most regions of the country.

Receiving money via Unistream in Ukraine

We have already said that the transfer system we are considering is international. In which bank can I receive a Unistream transfer in Ukraine? Most large Ukrainian banks work with this system, so those who want to send or receive a transfer will have absolutely no problems.

The Ukrainian Oschadbank (translated into Russian as Sberbank) has been working with the Unistream system for more than 10 years. Although this bank has the widest network of branches in the country (more than 6,000), not all points work with money transfers. But this inconvenience will not prevent those wishing to carry out a money transfer operation even in a small regional center.

The largest systemic bank in Ukraine, Privatbank, which also has branches in Russia, Georgia, Latvia, Cyprus and Portugal, is also a member of the Unistream system. It is easy to receive transfers with Privatbank, because it is not even necessary to contact a bank branch. You can receive a transfer either through an ATM or self-service terminal, or through the Privat24 Internet system. Fans of traditional banking services can contact the bank's cash desks.

System "Unistream": transfers in which European banks can be received?

In Europe, receiving and sending Unistream transfers is also possible. We have already talked about OTP Bank in the context of Russia, about Raiffeisenbank Aval in the context of Ukraine. But these same banks are present on the financial markets of the leading European countries! In addition, this system cooperates french group Credit Agricole.

We hope that now everyone will be able to quickly figure out which bank can receive a Unistream transfer. This is one of the most reputable international money transfer systems, so each client is always confident in the reliability of the system.

The most popular payment system at the moment is Unistream. you can get in Moscow in most banks of federal and regional destination. The procedure itself does not require long and painstaking actions, therefore, most users of the presented types of services wish to use the services of the payment system. Further, the features of work and important conditions for receiving funds in the Unistream system will be presented in more detail.

Advantages of cooperation with Unistream

The Unistream payment system was brought into a separate enterprise in 2006. Today it is a well-known brand that makes it possible to transfer funds from various countries of the world. This is far from the only advantage that can be distinguished in the work and services of the payment system.

money transfer system

Here are the following positive points:

Throughout the country, Unistream has opened more than 270 branches to provide services - this is a separate network, which is in addition to the common points that exist on the basis of various banks.
In the question of where you can receive a Unistream transfer in Moscow around the clock, you can select 22 branches, the addresses of which are listed on the website of the payment system.
The company opened branches in the amount of about 300 thousand in 117 countries of the World. Based on international activities, the payment system cooperates with 400 partners.

These are just the main advantages of Unistream. There is no need to talk about reliability and high quality of service.

How to make a transfer to Unistream

Knowing how to make a transfer to Unistream, you can partially solve the issue of receiving the transferred funds. In this case, the following possible ways can be distinguished:

At the bank's cash desks or specialized branches, for which only the applicant's passport is required.
With the help of terminals QIWI, Comepay, TelePay, Moscow Credit Bank, Uniastrum Bank, Unistream Bank.
You can contact the MegaFon communication salon - this is an excellent alternative to the Unistream program "Next to Me".
It is possible to make online transfers from bank card any bank.
The sender can download to his mobile phone an application that will make it possible to quickly make a transfer without being distracted from serious matters.

Unistream transfers are divided into two types - targeted and non-addressed. Address will require the sender to enter the exact address of the branch where the recipient will make a request for the issuance of funds. Addressless - this is the ability to contact any branch of Unistream and banks that serve the payment system.

Branch Unistream

How to receive a Unistream transfer

Get listed cash through Unistream is easy, if you carry out preliminary preparation and verification of the translation. Therefore, the whole procedure is divided into two parts - verification and receipt.

Verification of translation or enumeration features

The following factors should be attributed to the features and instructions for issuing a transfer:

The transfer can be received within 10 minutes after its implementation. But the terms are determined individually and can last up to several days. Everything is explained by the peculiarities of the "sender" and "receiver". For example, transfers from other countries will take longer to be verified.
The translation has several statuses, which is determined by its processing. You can find out about the status yourself through the official website or call center.
Within six months from the date of receipt of funds, the addressee can pick them up at the branch or in any other way. If the transfer is not picked up, the funds are sent back to the recipient. The return periods are extended for a maximum of 3 years.
If the amount received exceeds 100 thousand rubles, 1 thousand US dollars or 500 euros, the recipient must first make an application with a request to prepare funds. Often, the application can be made the next day after contacting the department.

The presented features and rules should be taken into account exactly so as not to run into problems when receiving money.

All departments of the organization can be found on the website.

Instructions for receiving money

Receiving a transfer is possible when contacting a Unistream branch or a bank that services the payment system. The whole procedure is presented in the following sequence:

The recipient chooses a convenient address for personal appeal or goes to a specific branch, which was indicated when transferring funds.
Further, the employee of the Unistream branch or the bank must provide all the data of the transfer - this is the control number, the amount received and the currency of the representative.
To receive money, you need to present a passport valid at the time of the procedure.
An employee of the bank or Unistream branch will check all the data and verify the information provided by the recipient. If everything goes well, the money is issued.
To do this, the employee prints out an already formed application, which is signed by the recipient. The form contains the details of the transfer and confirmation of its receipt.
Cash is issued in accordance with the specified amount. The operation ends here.

If the recipient cannot independently apply to the branch for money, he needs to issue a power of attorney and certify it with a notary. With their own passport and a notarized document, an authorized person should contact the branch for money.

The market learned about the Unistream money transfer system long before the bank of the same name was formed. The emergence of Uniastrum Bank in 2001 made it possible to transform the very approach to money transfers, to make the system really comfortable for customers.

Unistream Bank

OJSC CB "Unistream" in its current version was founded in 2006, and already in 2008 it became one of the leaders in the banking services market in the money transfer segment, not only in Russian Federation, but also on the territory of many CIS countries. The bank's turnover in the crisis year amounted to more than 100 billion rubles.

It was Unistream Bank that became the first bank to launch money transfers in the QIWI terminal network. In 2011, the bank issued a special UNISTREAM identification card for customers, and the bank launched its own terminal network. Since 2013, the bank has presented its own online banking system and its own Unistream.Money electronic money transfer system.

Where to get a Unistream transfer

You can receive a Unistream transfer at any branch of the bank itself or at the branches of partner banks of the organization. You can see where the nearest branch of the banks that issue Unistream transfers is located in your city by following the link. To receive a transfer, you need to take a passport, as well as know the exact amount of the transfer, the name of its sender and the control code of the transfer (this information is transmitted by the sender to the recipient).

The emergence of Uniastrum Bank in 2001 made it possible to transform the very approach to money transfers, to make the system really comfortable for customers.

When receiving an amount of more than 75 thousand rubles, non-residents of the Russian Federation will have to present a migration card and a registration document at the branch upon receipt of the transfer. Your authorized representative can also receive money for you - for this, however, it will be necessary to prepare a notarized power of attorney. When receiving an amount over 100 thousand rubles (1000 US dollars or 500 euros), try to contact the bank in advance (possible by phone) to clarify whether the branch has free funds for issuing a transfer.

Unistream Map

In 2011, the bank issued a special UNISTREAM identification card for customers, and the bank launched its own terminal network.

A special Unistream client card is necessary for those who often use the system to send and receive transfers. It allows you to significantly speed up and simplify the process of receiving money or sending. You do not have to additionally fill out an application for a transfer, track it via SMS messages. You can get a Unistream card absolutely free of charge - it is issued at partner banks and directly at Unistream Bank when sending a money transfer. The presence of the card allows the client to take part in promotions and various bonus programs of the bank.

Unistream money transfers

You can make a money transfer through the Unistream system by contacting the cash desk of Unistream Bank directly. You can also make a transfer through the terminal or the Unistream.Money e-wallet. Not so long ago, the function of making a money transfer from bank cards belonging to the Maestro and MasterCard systems also became available. You can also send money at Unistream points using a bank card. The Bank tried to do everything to ensure that each client could use the money transfer service in a way that is comfortable for him.

Advice from Sravni.ru: When sending money through a terminal or an electronic wallet, beware of phishing sites that can access your money.

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