Money on credit on favorable terms. In which banks can I get a loan without a certificate of income and guarantors? Conditions for obtaining loans in MSC

The capital requires big expenses and most urgently need it, without certificates, on the day of contact in Moscow and preferably without guarantors, in cash or on a card. The easiest way to get a loan online is by leaving an application. See also offers for residents

Mini loan without income statement on the day of application

If you need a small amount, for example today, it is better for you to take cash in Moscow before 700 thousand rubles in the following banks:

* The maximum amount of a consumer loan according to a passport or two documents, without proof of income and guarantee

Online loan without income statements and guarantors in Moscow with a passport

Before applying for a loan online, compare interest rates, terms of service and get a loan without income statements and guarantors in Moscow with a passport, leaving!

Calculate monthly payment and loan repayment

Where to get a loan online without references and guarantors

There are also micro-credit organizations that are ready to issue a cash loan without certificates and guarantors on the day of applying for a passport, even with. Money is credited to the card or can be picked up at the office.

Carefully choose a bank or a credit service, pay attention to interest and monthly service, and you can easily take a cash loan without certificates and guarantors on the day of applying for a passport.

Credit card with delivery

Another good way to get money is to order credit card. This method is a little longer than usual, but the degree of approval of the application is higher. The card will be delivered to any point in Moscow, home or work. We have prepared some of the best offers:

Lending is a convenient way to solve financial problems that have arisen. You can get a loan quickly. You can fill out an application online and visit the bank only to sign papers and receive money.

Get a loan online - TOP 10 Banks

You can get a loan online for any purpose. The portal presents a large number of organizations that are ready to issue money to a plastic card or customer account. It is enough to choose a suitable organization, fill out an application for receiving funds and wait for them to be transferred to the client's account. Money is credited within a day from the moment of application.

Bank rates on loans

Before taking a loan, compare bank rates on loans in several banks and select the best offer.

Before choosing a lender, you need to study its conditions for providing funds. Money is given for any purpose. The creditor does not need to be accountable for their spending. You can get a loan remotely for any amount. Most often, such services are provided by microcredit organizations that issue loans for a short period. There is a possibility of granting a loan for an extended period. All terms of the transaction are discussed between the parties on an individual basis. In order to receive the required amount quickly, you just need to fill out an application.

Take out a cash loan

The portal contains a list of banks that quickly issue a cash loan. It is enough to choose a suitable organization and familiarize yourself with its loan conditions and requirements for the client. After choosing a suitable loan program, you must fill out an application for the provision of money. It contains the necessary information. After filling out the form, it is sent to representatives for consideration. credit institution. If the decision is positive, the client is notified about it. He can only agree with the bank manager on the time and place of signing the documents.

Take a credit card

You can quickly get a credit card using the portal that facilitates the selection of financial services. To do this, you need to select the appropriate product and read its terms and conditions. After that, the application is filled out and sent to the lender for consideration. With a positive decision, the client will be able to take a loan from the bank. All he has to do is agree with the manager on the place and date of obtaining a credit card.
Choosing a lender online allows a person to save their time. He does not need to visit each branch and fill out a questionnaire.

Quick Loans

This type of loan is called "fast" because the consideration of an online application takes 15 minutes, after approval, a quick loan is immediately transferred to a card or bank account.

No matter what time we live and where we are, we always want more. Of course, it turns out that someone can achieve everything at once, but such personalities can most likely be counted on the fingers. And even then their needs are not pleaded after the satisfaction of previously outlined "plans", rather, on the contrary - the more we have, the more we want to achieve! And in order to get a return, we must first invest something - energy, time or money.

It is in order not to put off the necessary, important and extremely necessary expenses, you can take a loan online. Why online? - you ask - precisely because in this way we will also save our vital resources - strength and precious time! Those who have already faced the issue of obtaining a loan, literally a couple of years ago, know firsthand what red tape the process of obtaining a loan from a bank was. First, it was necessary to look at these very banks - to find out the conditions of certain loans. Then, having chosen the most suitable one, collect a bunch of documents and in front - queues, a waste of time and effort on registration.

Now getting a loan online means spending five to fifteen minutes profitably. The main positive feature for which this method of lending is valued is its availability. Since at the present moment in our great Russian Federation Since the Internet has “covered” almost everyone, then no one should have problems with “going” to an interactive bank.

Today, if you have access to the "network", you can easily take out a loan online on a card at any time convenient for you - day and night, 24 hours a day. And in any suitable place - at home on the couch in front of the TV; at work, without being particularly distracted from the work process (most likely, the authorities will not even have time to notice your distraction from the main duties); on vacation - using hotel WiFi and so on and so forth.

Thus, concluding all of the above, we can confidently say that getting a loan online at the moment is the best way to find the right amount of money in the shortest possible time!

Consumer cash loan on megaloan

To date, there are many varieties of lending programs for the population:

Mini loan

Payday loan

Car loans

Mortgage credit lending

Business Development Loan

But the most popular and widespread of them is a consumer cash loan. Not infrequently, even large entrepreneurs and founders of large corporations lend funds for a “business” by applying for a consumer loan, that is, they receive the required amount not as a legal entity, but as an individual. And that's all, because such loans are easy to process and obtain the necessary funds.

Consumer cash loan is also the most profitable loan. Since now banking corporations appear very quickly - they grow like mushrooms after rain - in the struggle for customers, many of them not only reduce interest rates to ridiculous figures, but also issue loans to "risky" borrowers. We explain - if the future borrower:

cannot confirm his regular income (certificate in the form of a bank, certificate 2NDFL);

he does not have a permanent place of work;

he is only 18 years old;

he does not own anything (movable or immovable);

he has a bad credit history - one or more loans were paid out contrary to the agreement - delays in payments, fines, non-repayment of loan funds in full or in part

such a client is a “risk venture” for any bank and would hardly have been able to get a consumer loan in cash before.

Now, under the circumstances, each borrower has an excellent chance of receiving the required amount on time and on very favorable terms. To do this, you need to use our portal, select several of the most suitable loan programs at once and apply online for a loan. Then, having received positive answers, choose the most suitable loan program and get money!

List of banks where you can actually get a loan without certificates, guarantors and collateral: the most loyal banks for obtaining a consumer loan and a credit card.

If all banks refuse credit due to bad credit history, getting a credit card may be easier. Banks are more tolerant of bad CI when issuing credit cards, but the amount of the limit will be low. Additionally, opening a debit card or account helps in obtaining approval.

• Interest rate - from 17.9% to 34.9% per annum, depending on the age of the client and his credit history. There is a chance to reduce the rate to 0% for a promotion with a Halva card;
• Age - from 20 to 80 years.

Tinkoff Bank credit card:

• Amount - up to 300,000 rubles;
• The rate is from 24.9% from 12% per annum with an interest-free period of 55 days and installments up to 1 year. 120 days without interest if you repay other loans with a card.

Tinkoff cash loan:

• Amount - up to 1,000,000 rubles;
• Rate - from 14.9% from 12% to 28.9% per annum;
• Term - from 3 months to 3 years.

• Loan amount - up to 500,000 rubles;
• Rate - from 9.5% per annum;
• Term - up to 5 years;
• Age - from 25 to 70 years;
• Income from 8,000 rubles per month, permanent job.

You can also apply for a credit card at Renaissance Credit Bank:

• Amount - from 3,000 to 300,000 rubles;
• Interest rate - from 19.9% ​​per annum, for cash withdrawals - 45.9%, interest-free period of 55 days;
• Commission for cash withdrawal - 2.9% + 290 rubles;
• Age - from 24 years;
• Card maintenance is free.

Only if you are not a sole trader and you have not been overdue for more than 90 days:

• Loan amount - up to 3,000,000 rubles;
• Interest rate - from 13.9% to 9.9% per annum;
• A certificate of income is required, age from 23 years old, salary from 40,000 rubles.

• Loan amount - from 5,000 to 700,000 rubles;
• Interest rate - from 8.8% to 41% per annum;
• Loan term - up to 5 years;
• Age - from 21 to 70 years;
• Work experience in the last place from 1 month.

• Loan amount - up to 500,000 rubles (without refusal);
• Interest rate - from 9% per annum;
• Loan term - up to 5 years;
• Age - from 21 to 75 years;
• Experience at the last place of work is required from 3 months, for persons under 26 years old - from 1 year.

Vostochny also offers to issue a credit card 0% per annum for 56 days with a credit limit of up to 120,000 rubles. But in fact, the bank will approve no more than 15,000 rubles if you had delays before.

• Loan amount - up to 1,000,000 rubles;
• Interest rate - from 7.9% per annum;
• The age of the borrower is 22-69 years;
• Loan term - up to 7 years.

In Home Credit, it is easiest to get a loan up to 100,000 rubles, but you must have official place of work and the total experience of at least a year + there should not be large delays.

Home Credit Bank (HKF Bank) also issues a credit card with an interest-free period of 51 days and installments up to 1 year:

• Credit limit - up to 300,000 rubles;
• Interest rate - from 17.9% per annum;
• The age of the borrower is 23-64 years;
• The cost of the card is 499 rubles per month, but is charged only in the months of its use.

To obtain a credit card, a Russian passport is enough.

• Loan amount - from 50,000 to 300,000 rubles;
• Interest rate - from 15.5% to 25% per annum;
• Loan term - up to 7 years;
• The age of the borrower is from 21 to 75 years.

It is important that the bank issues a loan only by passport and immediately, but you should not have open delinquency in other banks and delinquency for more than 30 days in the past! Also, your work experience at the last place of work should be from 3 months, the total work experience - from 12 months.

If you need a credit card without an income statement, then UBRD issues cards with interest-free period of 120 days, which applies to cash withdrawals and purchases.

• Loan amount - from 30,000 to 300,000 rubles;
• Interest rate after the end of the interest-free period - 30.5% per annum, withdrawal fee 5%;
• Age - from 19 to 70 years;
• Maintenance fee - 1,500 rubles per year.

• Loan amount - from 50,000 to 1,300,000 rubles;
• Interest rate - from 9.9% to 25.5% per annum;
• Loan term - from 3 to 5 years;
• The age of the borrower is 23-70 years;
• The minimum length of service at the last place of work is 3 months;
• For persons under 27 years old - a military ID.

You can take a loan without certificates and guarantors even without official work, but this can not be done in every bank. There are banks that are more loyal to such customers than others, but you have to pay for this opportunity with higher interest rates.

To obtain a loan or a card in the presented banks, you must have a passport of a citizen of the Russian Federation, and your age must be at least 21 years old. In most cases, a certificate of income (2-NDFL) is not needed, but you can fill out a certificate of income in the form of a bank, this has a positive effect on approval and lowers the rate. This method is often used by clients who work informally.

Even with a bad CI, you can get a loan!

Credit history is the main condition for issuing a loan, but the bank's decision is also influenced by:

• unpaid alimony;
• The presence of claims against you;
• Unpaid fines;
• A large number of administrative offenses, including traffic police fines;
• Having a criminal record;
• Debts for housing and communal services;
• Your income (certificate 2-NDFL - “last century”, income is checked through the PFR. It is very good if you have a work book or contract. An extract from the card account on the transfer of salaries is also suitable);
• Reliability of information in the loan application! The slightest lie can deprive you of the opportunity to get a loan not only now, but also in the future.

The bank can give you a loan, even if you had delays, but you should not have problems on the above points. Otherwise, the most you can count on is refinancing your loans or a credit history improvement program. If banks do not give you a loan, take a long-term loan from an MFI, the rates on such loans are much lower than “before salary”, and there are more chances to get money from an MFI than from a bank.

Banks that do not check credit history

It is a myth! Absolutely all banks check credit history, but there are nuances.

Part 3.1 of Article 5 of Federal Law No. 218-FZ dated December 30, 2004 “On Credit Histories” obliges each bank to cooperate with at least one credit history bureau (CBI) for the mutual exchange of information about borrowers. Before approving a loan, the bank must evaluate the borrower for the risk of not returning the money.

At the same time, the bank it is not always possible to obtain complete information about the borrower's loans, as this information is "scattered" among different bureaus. This means that the lender may not receive information not only about delays, but also about repaid loans, which positively characterize the client.

The bank may indicate on its official website which CBIs it cooperates with. But we do not recommend abusing this, as banks comprehensively evaluate customers. You can get a loan with a bad credit history if you do not try to deceive the bank and clearly confirm your ability to repay the loan on time.

If there are no problems with credit history

Credit card "100 days without%" with a limit of up to 500,000 rubles is now one of the most popular products. For customers with zero credit history or past due delinquencies, it is advisable to indicate in the application the amount of the limit no more than 30,000 rubles, in the future, in the absence of delays on the card, the limit can be increased. The card is also suitable for refinancing other loans, the rate on it is from 11.99% per annum after interest free period. You can withdraw up to 50,000 rubles per month from the card and also without interest for 100 days.

The card is issued to persons over 18 years of age. Maintenance of the card costs from 1,490 rubles per year.

If you need a large amount of cash, you can apply for a cash loan up to 1,000,000 rubles. The rate is the same as on the card - from 8.8% per annum. But for a loan, the requirements are stricter: age from 21 years old and current work experience of at least 6 months.

The loan rate at Otkritie Bank starts from 10.5% per annum with insurance, from 12.9% without. But the first year the rate is the same for all: 8.5% per annum. You can take up to 5,000,000 rubles for 5 years.

Requirements for the borrower: age from 21 years old, work experience - from 3 months, general - from a year, while there should not be an individual entrepreneur.

Otkritie also has a credit card with an interest-free period of 55 days, then 19.9% ​​per annum. The limit on the card reaches 500,000 rubles. There is a cashback of 2-6%, and the card itself is free, issued to persons over 21 years old.

In Raffeisenbank, you can easily get a loan of up to 2,000,000 rubles at a rate from 8.99% to 13.99% per annum for a period of 1-5 years. But there is such an opportunity, if you are at least 25 years old, you earn from 25,000 rubles a month at work, where you work for at least 6 months.

An important condition: without certificates at Raffeisenbank, you can get up to 300 thousand rubles.

Raffeisenbank also has a credit card for 110 days without interest, from which you can withdraw cash without commission for up to 2 months. The limit on the card is 600 thousand rubles. The cost of maintenance is free when spending from 8,000 rubles per month, otherwise 150 rubles per month.

Bank requirements for obtaining a card: age from 23 years old, work from 6 months with an income of 15,000 rubles (for Moscow and St. Petersburg - from 25,000).

MTS is not only a mobile network, but also a bank. MTS Bank issues up to 5,000,000 rubles for 5 years, but these are customers with an impeccable credit history. The easiest way is to get a loan up to 50 thousand rubles and for a shorter period. The rate is from 9.9% to 25.9% per annum.

Requirements for the borrower: age from 27 years old, employment, in addition to the passport, you need SNILS, a visa or a passport.

MTS Bank has an exclusive offer: a credit card with a fixed payment. You pay 30 rubles a day for using the loan, you need to repay the loan by the 20th day of the next month. If you do not have time to repay, then the rate will be only 10% per annum. After repayment, the money (30 rubles per day) is not withdrawn.

The limit on the card is 150,000 rubles, persons over 27 years old can apply for it.

Rosbank offers loans with rates from 8.99% to 15.99% per annum. You can take up to 3,000,000 rubles for 7 years. The rate of 8.99% applies to loans from 1,500,000 rubles with insurance, in other cases the rate will be higher.

To become a borrower in this bank, you need to be over 20 years old and earn at least 15,000 rubles a month.

To apply for a loan at SBI Bank, you must live in Moscow or Moscow Region, St. Petersburg or Leningrad Region. The offer is not yet available in other regions.

Differences loan in SBI, it's a low rate from 13.5% to 15% per annum despite the fact that insurance is not needed. You can borrow from 100 thousand to 3,000,000 rubles for 1-5 years. The age of the borrower must be from 21 to 65 years, there must be a permanent place of work for at least 4 months.

The bank is loyal to delays if they were no more than a month. No guarantors, no collateral, no commissions - the bank does not require any of this. The loan is issued without a visit to the bank.

But you may need to confirm income in order to take out a loan. This can be done not only with a certificate of income, an account statement from another bank is suitable: Sberbank, VTB, Gazprombank, Rosselkhozbank, Alfa-Bank, Otkritie, MKB, Promsvyazbank, UniCreditBank, Raiffeisenbank.

Disclaimer

Banks accrue interest for using the loan in the amount established by the loan agreement, but within 365% per annum. You have the right to repay the loan ahead of schedule without charging fees.

If a delay in the monthly payment is allowed within the period established by the agreement, the bank charges a penalty in the amount of up to 0.05% per day (up to 20% per annum) of the amount of the overdue debt. The lender may charge a one-time late payment penalty.

Delays lead to an increase in debt, long delays negatively affect your credit history.

The rules for calculating interest and penalties are applied in accordance with Federal Law No. 151-FZ of July 2, 2010.

How to get a loan from a bank without refusal?

The following information can help you get a loan from a bank without refusal. You will learn how to fill out an application correctly and to whom banks never refuse loans.

We will immediately warn you that if you have current delinquencies on other loans, then it will be quite problematic to get a loan from most banks. This is especially true for loans with a delay of more than 30 days. And it is unrealistic if the delays are more than 90 days. In this case, you can only count on a loan secured by a car or real estate. Or take a microloan in the MFI.

There are banks that are more loyal than others to small delays up to 30 days, especially if they have already been repaid. The list of loyal banks for loans is presented above.

Also note that with a bad credit history, it is more realistic to get a credit card than a loan. The amount on the card will be small, but there may be an interest-free period and the opportunity to improve the CI, and this is a chance to get a loan in the future.

life hack

You can increase your chances of getting a loan or card approved if the bank you are going to borrow money from pre-open an account or debit card. You need to use a card or account: receive money on them or replenish it yourself, make purchases. You need to use it for at least a month. There are high chances that the bank will offer you a loan or a credit card.

Ideal Borrower

To whom banks never refuse loans? Portrait of an ideal borrower.

The best age to get a loan approved is 23-65 years old. Even if the conditions indicate the minimum age of 18 years, the most desirable borrowers are people over 23 years old (younger people can get a loan, but they need more certificates and a stable income). In some banks, the minimum threshold may be higher.

You don't have to be looked for by bailiffs. Or at least the amount of your debts under the FSSP should not exceed 10 thousand rubles, and this does not depend on debts on loans or fines, for example, the traffic police.

There are no traffic police fines and other administrative offenses.

A large number of offenses often become a denial of credit. Pay the fines and only then submit the application.

• There are no long-term debts for utilities.

  No child support debt. Banks and not only they really do not like "alimony".

  Your passport must be valid and not wanted.

  You do not have the status of an individual entrepreneur (IP).

  Very often, banks refuse clients with individual entrepreneurs. In this case, you need to look for banks that give loans to individual entrepreneurs or lend under special programs for business development.

• You have a permanent job.

  Banks do not issue loans to the unemployed, there must be at least income without employment according to the work book (in this case, you will need to provide the bank with a certificate of income in the form of a bank, an agreement with the organization with which you work, an account / card statement on regular receipts of money). If none of this is available, then only secured loans or microloans are possible.

• You can provide at least 2 phone numbers: one - yours, the second - the employer (or at least a relative, friend).

• You have no more than 4 active loans.

  In this case, you need to refinance loans: combine them into one. When refinancing, the bank can issue additional money for any needs. For example, you have 4 loans for a total of 500,000 rubles, you apply for a loan for 600,000 rubles, of which 500,000 will go to refinancing, and 100,000 will be your money. As a result, you have money and only one loan, and with a lower rate.

• The total amount of monthly payments on the current and requested loan should not be more than half of the monthly income.

  If less, then a collateral or guarantor may be required, otherwise reduce the loan amount.

• You have no debts to MFIs.

  At the time of applying for a loan at the bank, you must have closed all microloans.

• You were not bankrupt.

  If you went through the bankruptcy procedure, then you will not be given a loan without collateral and guarantors.

• No convictions.

  You can not have a criminal record, especially for articles related to fraud in the financial sector.

• You have no more than 2 children.

  A large number of children, especially with a low income, can be a reason for refusal.

What can not be indicated in a loan application?

• Passport details of an invalid (expired) passport.
• Someone else's passport data.
• Inaccurate information about work and salary. Banks no longer make a request to the employer, but to the Pension Fund (PFR), where your data on deductions from income are stored (hence, banks know your real salary) and your place of work, length of service, etc.
• A phone number that is not registered to you. For this reason, MFIs are often refused, since SMS serves as a signature in the contract. But banks can also pay attention to the ownership of a phone number.
• Do not leave empty fields, even if the system allows it.
• If the application form has a field for indicating the purpose of the loan/loan, then do not write that you have no money, “nothing to eat”, you were fired from your job, and the like. This is a denial! In this case, write that you need money before salary.

Even with a less than ideal credit history, the chances of getting a loan are greater if you fill out the application honestly. Lies in the application - a minus in the credit history!

There are more chances to get a loan or a card in banks where you have already been a client (made transfers/payments, received salaries, had or have a debit card, repaid the loan in full). Eliminate banks in which you had delays.

This material presents banks that generally have a high percentage of approvals.

Can. There is only one way to fix your credit history - pay off loans and take new ones! If you have had delays in the past, you can get a credit card and actively use it. Later, the bank itself will offer to increase the limit on the card or offer a consumer loan.

Keep in mind that fixing your credit history is a long process. It will take at least a year to pump your CI.

Beware of scammers offering to delete or edit your credit history. It is impossible to do this, since it is stored in the protected bases of various Credit Bureaus, which are controlled by the Bank of Russia.

Situations when money is urgently needed for certain purposes arise for many people. You can quickly get the required amount at a small percentage per annum at a financial institution. On our website you will find which bank is better for cash urgently without refusal. Our website contains current offers of banks in 2020.

Who can take out a cash loan?

A quick cash loan in banks can be obtained by adult citizens of the Russian Federation who are registered and employed. To obtain a favorable loan with a minimum interest rate, you will need to provide a full package of documents, including a certificate of income.

Some financial institutions also issue an urgent cash loan in Moscow on a passport without certificates, without collateral and guarantors. Registration is fast, the main condition is confirmation of solvency. Calculate the interest rate and overpayment on the debt will help.

Quickly without refusal, a consumer cash loan for any purpose can be taken on the security of a car or real estate. The applicant must provide documents confirming ownership and a Russian passport. After signing the contract, the money is issued in cash on hand on the same day.

Features of lending

On our website right now!

Benefits of an online cash loan in Moscow:

• a large selection of financial institutions will allow you to choose the most profitable bank to apply for a loan;
• you can apply to several banks at once;
• saving personal time;
• fast clearance;
• simplified lending conditions;
• low interest rates;
• prompt resolution of financial problems.

In which banks can I get a loan in cash?

On the site, you can profitably take a cash loan for any purpose in a reliable financial institution selected from the general list of current offers.

In which banks can I get a cash loan in Moscow:

• Renaissance Credit - up to 700,000 rubles, minimum requirements for the applicant, interest rate– from 9% per annum;
• Tinkoff - loans secured by cars, from 11% per annum;
• Rosbank - a minimum set of documents, without certificates and guarantors, from 15.5% per annum;
• Raiffeisen Bank - personal loan for 3 years, without guarantee, from 10.9%;
• Alfa-Bank - cash loan, minimum set of documents, from 11.9% per annum.

On our site you can study the conditions of the lender, find out the maximum loan amount and interest rate. This will help you choose the best bank to get a cash loan to solve your financial problems.

How to get a cash loan?

The user needs to enter the necessary parameters for a quick search for suitable options, examine the list of current offers selected by the program automatically.

Next, we study the conditions of the lender. If you find a suitable option, press the red button "apply". A form will appear in a new window to fill out. Enter the requested information and submit the application. The lender's response will be emailed the same day.

Repayment methods

Loans issued online on our website can be repaid in any convenient way.

How to apply for a loan in Sberbank Online?

To apply for a loan at Sberbank Online, go to the "Loans" section in the top menu.

Click "Take a loan from Sberbank." A form for selecting loan parameters will open. Choose the options that suit you, including the amount and term of the loan. Please note: the interest rate and monthly payment are calculated automatically. Next to the amount of the monthly payment, the loan repayment schedule is indicated. Choose a convenient service office for you and click the "Apply a loan" button. Confirm the application for a loan with an SMS password and fill in all the fields of the questionnaire. After filling out the form, the "Submit Application" button will become active. You can submit your application for review immediately or save it to submit later. A pending application will be in the "Draft" status - you can find it in the "Credits" section.

How long does it take to consider an application for a loan at Sberbank?

The maximum processing time for an application is 2 working days.

How to get money for an approved application?

You can receive money within 30 days from the date of approval. The deadline for enrollment is 1 business day after the approval and signing of the documents.

If you receive a salary or pension to accounts opened with Sberbank, you can receive money in Sberbank Online in the Loans section. On the screen with an approved application, click "Apply for a loan". If this button is not available, go to Sberbank Online again or contact the Sberbank office indicated in the application.

If you do not receive a salary or pension to your Sberbank accounts, contact the Sberbank office to receive a loan.

When applying for a loan in Sberbank Online, you can:

Choose insurance for the loan;

View the preliminary payment schedule;

Choose a convenient repayment date;

Look individual conditions lending;

Select a card for crediting a loan (here you can also refuse a loan, for example, if you need to make a new application).

Important: the loan is credited to the account of a debit card opened in the region where the loan is issued.

Card requirements:

The overdraft has been repaid or not being used;

The card is active and there are more than 2 months left before the expiration date;

Card currency - rubles;

The card account has not been seized.

How can I find out what my monthly loan payment consists of?

Information on your payment can be viewed in Sberbank Online in the Loans section. Select the loan you are interested in - on the loan page you will see all the information on the monthly payment.

How to find out the debt on the loan?

Information on your debt can be viewed in Sberbank Online in the Loans section. Select the loan you are interested in - on the loan page you will see all the information on the debt.

How do I find out if I have debt on loans at Sberbank?

You can view all debts in Sberbank Online in the Loans section.

How do I know if I have outstanding loans at Sberbank?

You can view information on loans outstanding at Sberbank in Sberbank Online in the Loans section.

How can I get an early repayment on a loan?

How can I find out what penalties were charged to me if I did not repay the loan on time?

You can find out information on accrued penalties in Sberbank Online in the Loans section.