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Financial service bank. Finservice Bank They will give me a loan at Finservice Bank

Go to the main page of Finservice Bank. In the "For you" section, select the item "Borrow" - "Consumer loan".

Scroll down the page to the application form. Enter your full name, mobile phone and email address, specify the region and category of customers. Confirm your agreement with the terms of the bank and click the "Submit Application" button.

After some time, the bank manager will contact you to inform you of the preliminary decision and continue further processing of the loan.

Requirements for the borrower

Age from 21 to 65 years
Citizenship of the Russian Federation
Permanent registration on the territory of the Russian Federation
Total work experience of 1 year
Experience in the last place from 4 months

Required documents

Passport
Copy of work book or employment contract
Document confirming income:
- Help 2-NDFL
- Help 3-NDFL (for additional income)
- Help in the form of a bank
- Account statement of the salary card of Finservice
Additional documents at the request of the borrower:
- Asset Ownership Documents
- Education documents
- Military ID
Documents for accounting for the total family income (also optional)
- Documents confirming the income of a spouse
- Consent of the spouse to the disclosure of the main part of the credit history

About bank

Finservice is a relatively small universal bank in terms of the number of assets. It was founded in 2001 and has been operating under its current name since 2006. Until 2010, the majority of Finservice's shares were owned by Sobinbank and the Seventh Continent retail chain. In 2010, the Seventh Continent bought back all of the bank's shares. However, already in 2013 the bank was sold.

Now the majority of the bank's shares are owned by chairman Mikhail Botvinkin and members of the board of directors Alexei Mityushov and Vladimir Kartashyan - together they own more than 65% of the shares. The head office of Finservice is located in Moscow, bank branches are present in St. Petersburg, Novosibirsk, Astrakhan, Nizhnevartovsk, Barnaul and other cities. The bank operates on the basis of the license of the Central Bank No. dated January 21, 2015.

Basically, the bank specializes in serving corporate clients. It offers businesses cash settlement services, loans and deposits, acquiring, leasing, guarantees, currency control and other services in demand. Finservice also works with private clients - it offers them deposits, various types of loans, bank cards, money transfers, safe boxes and brokerage services.

Documentation

You will learn how to enter your personal account on the official website of Finservice Bank online. Detailed instructions for convenient and quick access to finsb.ru with screenshots and video instructions. A visual guide to recovering a forgotten password to a personal bank account. We provide only the most up-to-date information.

Questions and answers

How will I receive the loan amount?

The loan is issued to a Finservice bank card. If you do not have a card, the bank will issue one for free. Card maintenance will also be free for the entire duration of the loan.

Is insurance required to get a loan?

When applying for a loan, the bank may offer health and life insurance to the borrower. You can refuse it, but then the bank will increase the interest rate by two points.

How can the loan be repaid?

The loan is repaid every month by annuity (equal) payments. You can pay off your debt in several ways:

At ATMs and cash desks of Finservice
Payment from the card that you received when applying for a loan
Transfer from a card or account in another bank
In the salons of Euroset, Beeline and MegaFon
With the help of the Zolotaya Korona service - Loan repayment

The bank does not charge a fee for repaying the loan in any way.

Is it possible to repay the loan ahead of schedule?

The Bank provides for early repayment of the loan, full and partial, without any restrictions and commissions. Before making an early payment, leave a corresponding application at a bank branch or by phone.

What sanctions are set for those who do not repay the loan on time?

If you do not make a loan payment on time, Finservice will charge a penalty - 0.1% of the debt amount for each day of delay.

2006 is considered to be the foundation of Finservice Bank, which was first organized as a limited liability company. Then, in 2008, the bank was transformed from an LLC into an OJSC, that is, now this institution began to be presented as an open joint-stock company. The entire capital of the bank is concentrated in shares, the nominal value of each is one ruble, their total number is two billion, hence the authorized capital of the bank today is 2 billion rubles.

In addition to the fact that many bank offices provide various services, high quality service, in many regions of the country there is a system of terminals with the help of which a bank client can independently perform any of the following banking operations: pay off a loan debt, withdraw cash, or pay for cellular communications , television, internet, etc.

For private clients, the bank provides an opportunity to open an account, both in rubles and in foreign currency. Moreover, the client himself or his legal representative by proxy can manage the account. In addition, the bank has developed several programs to provide loans to individuals and legal entities. These products include: payroll card loans, mortgage loans, consumer loans, and auto loans.

The possibility of making deposits at the bank's offices is no less advantageous, since the client is given the advantage of choosing the term of deposit storage himself.

If you want to receive interest on the deposit at the end of the term, such a type of cash storage as "Classic" is suitable, for monthly withdrawal of interest - "Convenient" and "VIP". These deposits work both in rubles and in foreign currency.

Holders of plastic bank cards can count on such term deposits as: "Accumulative", the name of which speaks for itself. Interest on this deposit can be received only at the end of the deposit term. To use interest on a monthly basis, you need to draw up a “Stable Income” deposit. In addition to term deposits, which are especially popular with the population, deposits "on demand" are provided.

For customers with plastic cards, they have the opportunity to repay a loan or replenish a card account at terminals located in the showrooms of the Evroset chain of stores and CJSC Russian Telephone Company. In addition, in order to repay loans, the bank card holder is given the opportunity to use the service "Zolotaya Korona - Repayment of loans", you need to know the card number and full name. holder. Commission for the above method of manipulation with bank cards is not charged. The client of the bank can find out about the state of funds, their movement on the official website of the bank.