Is it necessary to change your health insurance policy? Is it necessary to change the medical policy: assignment of compulsory medical insurance for the owner

Sooner or later, every citizen wonders where to change their medical policy. Especially now that the shape of this paper has changed. Old document samples lose their validity, which causes a lot of trouble. What should every citizen remember about policy exchange? How and where to change it in this or that case? We will have to answer all these questions further. In fact, bringing your plans to life is not so difficult. In particular, if you prepare in advance for the mentioned process.

Description

Where can I change my medical insurance policy? There are different ways to answer this question. It all depends on the specific situation.

What is called a medical policy? This is a document that allows you to receive free care in public medical institutions. A new type of certificate is issued by every citizen of the Russian Federation. This way, the population can receive treatment and tests free of charge.

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Before answering where to change your medical policy, it’s worth finding out what this paper looks like. Previously, all residents of the Russian Federation were given a yellow booklet. It contains information about the insured person.

Now the compulsory medical insurance policy has 2 different interpretations:

• a blue sheet placed in a special envelope;
• plastic card with a chip.

Each citizen decides for himself which form of document to receive. But, as practice shows, so far the first option is used most often. Plastic cards are not accepted in all regions and not in every government medical institution.

When to change

Where can I change my medical insurance? Before figuring out the answer, it is important to understand under what circumstances this service will be required. After all, the mentioned paper will serve a person for a long time.

The compulsory medical insurance policy is exchanged for the following reasons:

• change of surname, patronymic or first name;
• correction of date of birth;
• identifying inaccuracies in the document;
• expiration of the document (mainly for owners of old policies).

In reality, bringing your idea to life is easier than it seems. Most often, citizens exchange this document due to marriage, divorce or adoption.

Main place of replacement

Where can I change my medical insurance? No one other than the owner of the document can answer this question more accurately.

The thing is that compulsory health insurance policies are exchanged and issued for the first time at insurance companies. If a need arises for an operation, a person must submit a corresponding request to his insurance company. This organization first issues a temporary policy, then a permanent one. Accordingly, the citizen will not be left without free medical services.

In addition, a person can apply for a new document to any insurance company. In this case, there is not an exchange, but a complete replacement of the previously valid paper. But, as practice shows, this is not the most popular solution.

Other places

Where can I change my compulsory health insurance policy? There are also bodies that provide similar services. Therefore, everyone is free to choose where to go.

For example, today multifunctional centers are engaged in reissuing policies. Some regions offer My Documents services. Including mobile phones. These are analogues of MFCs, which also issue the paper being studied.

Old samples

When wondering where you can change your medical policy, a citizen should know that a similar service is offered in many institutions.

As we already said, some people still walk around with old document samples. They are replaced over time. Where can I change my health insurance policy to a new one?

At any exchange points for the mentioned documents. These organizations are called that way. They are often installed directly in clinics and public hospitals. The exact addresses can be clarified at any medical institution. They will definitely tell you where the nearest point of exchange of policies for new ones is located.

Internet

But that's not all! Where can I change my medical insurance? In the Internet! More precisely, you can submit a corresponding request through a special portal. All that remains after this is to come for a temporary policy, and then for a permanent one.

We are talking about the State Services website. This service helps registered users receive government and municipal services without leaving home. This scenario is not yet popular. People prefer to personally apply for policy exchange to different insurance companies.

Procedure

From all of the above, it follows that a person can apply for a new sample of the paper being studied in various types of organizations. It is best to go to insurance companies. Here the service is provided faster.

What needs to be done to exchange? Just follow the instructions:

1. Collect a certain package of documents. It depends on the reason for replacing the policy. An approximate list will be presented below.
2. Draw up and fill out an application for a new policy.
3. Contact the registration authority with the appropriate request.
4. Get a temporary policy. It is issued immediately, on the spot. It looks like a small piece of paper with an insurance company stamp on it. Valid from 14 to 30 days.
5. Wait for the permanent policy to be ready and pick it up at the appointed time. You will have to do this in person.

There is probably nothing difficult in the process. The service is provided free of charge. No insurance company should demand money for exchanging a compulsory medical insurance policy.

Package of documents

We found out where to change your medical policy. If you change your last name or for any other reason, this is not so important. The main thing is that the service is provided in all the previously listed organizations.

In general, to replace a policy, citizens are required to:

• passport;
• old policy (optional);
• statement;
• document basis for the exchange (marriage certificates, divorce certificates, court opinions, etc.).

In addition, recently it is mandatory for people to carry SNILS with them. Without an insurance certificate, the compulsory medical insurance policy will not be replaced. And initially issued too. It is recommended to present proof of registration.

For children

Where can I change my child’s medical insurance? In the same place as for an adult. Only children under 14 years of age will have to do this through their legal representatives.

To change your policy you will need:

• birth certificate;
• citizenship insert;
• application for a new policy completed by parents;
• document indicating registration;
• old policy (if any);
• SNILS.

Nothing else is needed. As you can see, the documents for replacing the policy for children are almost no different from the “adult” list. The procedure in this case will be similar.

Terms of service provision

Where can I change my medical insurance? The answer to this question will no longer make you think. And the procedure for implementing the plan is the same. Typically, a new policy, regardless of the reason for applying for surgery, takes a month to be issued. Before this, the citizen, as we have already said, is given a temporary policy, which is valid until it is replaced with a permanent one of a new type.

Sometimes you have to wait longer than a month. Insurance companies try to serve their customers as quickly as possible. And therefore policies are issued very quickly.

Conclusion

We figured out where you can change your health insurance policy. This is a fairly simple task that does not cause any difficulties for modern people.

Foreign citizens can also replace or initially issue compulsory medical insurance policies. To do this, they will have to attach to the request:

• Residence permit or temporary residence permit;
• migration card;
• passport;
• statement;
• document confirming registration in Russia;
• SNILS.

Most often, problems arise with obtaining a residence permit in the Russian Federation. But if this stage is passed, it will be easy to issue or reissue a compulsory medical insurance policy!

A last name change can be for various reasons. But in any case, every person who has changed their data in the proper manner must submit an application to change each document.

Dear readers! The article talks about typical ways to resolve legal issues, but each case is individual. If you want to know how solve exactly your problem- contact a consultant:

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And the very first thing to change should be an identity document - a passport. And then, based on this document, they are subject to change.

What it is?

All citizens of the Russian Federation who decide to change their last name must be prepared for the fact that they will have to change all documents. And this will require a fairly large amount of time and money.

Each procedure requires payment of a state fee for reissue of the document.

A surname is an integral part in the life of every citizen. It is given to him from birth, usually from his father. This information accompanies him throughout his life. To change it there must be a reason and a sufficiently weighty one. For example, marriage or adoption. In some cases, a person’s personal desire is allowed.

The basis can only be the personal desire of an adult. In this case, the action is accompanied by writing a statement of the established form addressed to the city administration. There you will need to indicate the desire that entailed.

The legislation stipulates that a change of surname can only be on significant grounds.

This concept is abstract. For each person, all this is individual. Not only marriage and adoption will be significant, but also the change of a foreign surname to Russian or, for example, cacophony.

Many citizens come to the passport office based on astrological indicators. This is not considered an illegal act. However, representatives of the Registry Office conduct a preventive conversation with the person and, based on it, determine further actions.

It is impossible to take the idol's surname. This new trend among young people has given the government body pause. This is of course possible. But if a person only proves that this surname belongs to a relative. Otherwise, he will be denied.

A person can take the surname of both a close and distant relative. If the applicant has doubts about the choice of surname or the validity of the action, then he has the right to consult with representatives of the registry office.

After registration of new amendments in the registry office, the person is issued a confirming document. Together with him, he must go to the passport office and change the data in the passport.

It must be remembered that, based on the law, a person who has changed his last name must amend his passport within a month. Otherwise, there will be a fine of up to 5 thousand rubles, depending on the region of residence.

In addition to your passport, you need to change your SNILS, driver's license and medical insurance.

The legislative framework

This act is regulated by several normative documents. This is mainly Federal Law No. 326 of November 29, 2010 “On compulsory health insurance in Russia.”

It is worth reviewing such subsections in the act as:

• Article 16, which describes a complete list of rights and obligations of citizens who have changed their last name;
• Article 17, which stipulates the list of rights and obligations of insurance companies;
• Article 18, which stipulates liability for violation of requirements;
• Article 19, which stipulates the list of rights and obligations of medical companies;
• Article 20, which stipulates the rights of medical organizations;
• Article 43, which sets out the rules for personalized accounting of insured persons;
• Article 44, which stipulates exactly how registration is carried out and how medical care is provided;
• Article 45, which stipulates what the concept of “insurance policy” is;
• Article 46 – an algorithm for issuing a policy is established;
• Article 47 – work between all medical and insurance organizations;
• Article 48 – joint accounting by the insurance company and the medical company;
• Article 49 – informational nature of the process;
• Article 40 – quality of service provision and volumes;
• Article 40 – grounds and procedure for granting sanctions to a medical company.

Replacing a compulsory medical insurance policy when changing your last name

Many citizens want to know how to change their medical policy to a new one when changing their last name. Since May 2011, this document has a unified form. And already in 2019, the replacement of poles with plastic ones began, which significantly reduced loss and waste.

Without a document, you cannot count on free provision of services.

The policy is provided by insurance companies that have a license for this. Now almost all companies provide such services. If this is an unemployed person, then he has the right to independently go to the insurance company.

If a person works, then the situation becomes somewhat simpler. He doesn't need to formalize anything. It is enough to inform the HR department about the change of name. The employer will independently take all necessary actions. The person will already receive a completed document.

The document is a personalized card. Somewhat similar to a bank card, it has a similar chip for reading information.

It contains the person’s personal data – date of birth, city and last name, first name, patronymic. Therefore, any change in information requires amendments.

Grounds

The grounds for changing the compulsory medical insurance policy are:

• marriage;
• its termination;
• changing information on children's birth certificates;
• other reasons why the surname has been changed.

Is it necessary?

To understand the question of how to change the compulsory medical insurance policy when changing your last name, every person wants to know whether this must be done without fail?

Making changes to a medical policy is a mandatory procedure.

After receiving your passport, you need to come to the insurance company and submit the appropriate application. Otherwise, when issuing sick leave or providing medical care, difficulties may arise.

This must be done, as well as changing other personal documents.

To obtain a new plastic card, you will need to provide a passport and a changed SNILS.

Methods

There are several ways to make changes. In this case, the submission of new data is mandatory.

You need to contact depending on the situation. If changes other than the last name are no longer planned, then you should contact the insurance company directly. Write a statement there in the prescribed form.

If a change of surname is accompanied by a new place of residence (this often happens when getting married), then there may be several options for submitting an application.

If the insured person is completely satisfied with everything in the insurance company, then he can act by analogy with the previous option.

If not, then you need to contact the new policyholder with a full package of documents.

Public services

If you submit an application through the State Services portal, the process is somewhat simplified. But before you go to the portal, you need to know a few features.

Replacing your policy in this way has several advantages, such as:

• minimum time;
• minimum financial costs;
• registration remotely.

You also need to remember that to work on the portal you must first register and then obtain the required account level.

To complete the document you need:

• go to the company’s official website and open the registration tab;
• enter data (full name, contact phone number and email";
• confirmation code that comes to the last two methods;
• then registration is completed and you will have to go through authorization;
• then you need to go to the service catalog tab - my health, all services, what is a medical policy and how to get it.

In this tab, all information of interest to the applicant becomes available. To obtain a new policy, you need to fill out a form.

After just 30 days, it will be possible to pick up a new policy at the branch of the insurance company.

You can also submit applications for replacement and, through the State Services portal.

Insurance Company

To apply for an insurance policy with a company, you need to collect a complete package of documents and apply at your place of residence. The policy will be issued within the same period.

Registration procedure

As mentioned earlier, registration will not require much time. And if you know the order of registration, it will not take more than five minutes.

Required documents

To complete the application, in addition to the application, you will need to provide certified copies of the following documents:

• passport of a Russian citizen;
• marriage certificate;
• insurance SNILS;
• birth certificate (when applying for a policy for a child).

Statement

Amendments are made based on the submitted application. It states:

• old and new data of the applicant;
• reason for replacing the policy;
• Contact Information.

If you change the surname of a minor, you must submit an application to your parent or guardian.

How much to wait?

The current law stipulates the period for provision.

A temporary policy is issued for the waiting period. It is this document that confirms the applicant’s right to receive medical care while waiting for the issuance of a permanent insurance policy. A person has the right to contact a medical organization during this period of time.

Deadlines

No more than 30 days should pass from the issuance of a temporary policy to the receipt of a reissued one.

After this time, a company representative must notify the applicant that the plastic is ready. After this, the client comes to the office and receives the finished document.

A temporary policy expires upon receipt of a permanent one.

Price

Renewal of a medical policy is free of charge.

It is possible that when applying for an additional policy on behalf of the company, the organization itself pays extra for this procedure.

Possible difficulties

Replacing a compulsory medical insurance policy when changing your last name in 2019 is a mandatory procedure. Therefore, immediately after marriage, a woman should visit the branch of the insurance company.

If you do not issue a medical insurance policy in a timely manner, the person will not receive free medical care.

Any resident of the Russian Federation who officially has citizenship is covered by the compulsory health insurance program and can receive medical services if they have a compulsory medical insurance policy. Today, both old and new-style documents are considered valid, however, replacing the compulsory medical insurance policy with a new-style document is a necessary procedure that should be carried out so that problems with receiving medical care do not arise in the future. What is the procedure and procedure for replacing a compulsory medical insurance policy with a new one? How and where can I replace a document? What is the complete list of required documents for this procedure? We will answer these questions in this article.

Types of insurance documents

In 2017, Russian citizens use several types of compulsory medical insurance policies, namely a paper form of the established form in size A5, a plastic card that contains basic information on the front side (the card is issued along with the paper policy), as well as an electronic universal card that contains everything information about the owner and is read using electron magnetic scanners. This card is more convenient to store and keep with you; it is accepted in several countries.

Compared to a paper document, a policy issued in the form of a standard plastic card or UEC has a number of advantages: it is more durable, stronger, and has a compact size, so you can take it with you and always keep it in your wallet or passport. A paper document is more relevant in regions of the country where there is no equipment to read data from a plastic card, and employees of a medical institution are forced to transfer information to the database manually.

How long is the policy valid?

Compulsory medical insurance policies available to citizens of the Russian Federation have different validity periods. Paper forms are issued for 1-5 years, and the exact expiration date can be found on the sheet itself. Modern electronic cards and UEC do not have an expiration date and are issued for an unlimited period of time. Replacement of such a document will be required only in the event of a change in passport data, loss or severe damage to the card. Old-style policies issued are considered valid even after their expiration date, but to avoid problems it is better to get a new one.

Replacement procedure

If the insured person does not plan to change the insurance company, then the replacement procedure is extremely simple. To do this, you should contact the insurance organization that issued the old-style policy, providing the policy itself, an identity card and a pension certificate. According to the law, document changes are free of charge. If the need to replace a document coincides with a change in any data, you must take with you documents confirming this fact (for example, a certificate of change of name/surname). The insurance company will need to fill out an application and submit it along with the old policy, receiving instead a temporary certificate, the validity of which varies from 1 to 1.5 months. When the new card is ready, you will need to visit the company again and get a permanent compulsory health insurance policy.

If you intend to change the insurance company, you should choose a suitable organization and apply there with the same set of documents. It is worth paying attention to the fact that a change of insurance company is possible once a year and is carried out before November 1. Therefore, you must apply for a replacement no later than this date. To obtain a new sample document, you will need to complete the following steps:

1. Choose a suitable insurance company. In this case, you can focus both on personal factors (proximity to the organization’s office, opening hours, etc.) and on preferences in choosing a clinic where the service will be provided - you can find out about this at the information stand or the official website of the institution.
2. Prepare a package of documents: if the policy needs to be changed for an adult, you will need to take the old document, passport, SNILS; When replacing a policy with a person under 14 years of age, you will need to take a birth certificate instead of a passport.
3. Visit the insurance company and fill out an application for a replacement document.
4. Receive a temporary certificate. You can find out about the readiness of a permanent policy by calling or using the online service of the insurance company.

It is worth noting that, although clinics and hospitals may have preferences in choosing an insurance company, they are obliged to provide assistance to the holder of any policy, regardless of which organization issued the documents to him. It would be unlawful to refuse service based on an incorrect choice by the insurance company.

Do I need to change the new type of policy?

The new type of insurance policy is indefinite, but in a number of cases (change of full name, place of permanent residence, correction of incorrectly specified data, etc., as well as damage or loss) it will need to be replaced. To do this, you must contact your previous or new insurance company and fill out a form indicating the reason for issuing a new policy (certificates or other legally binding documents confirming this reason must be attached to the application). If the insurance policy has been lost, the company's account number is attached to the application, but if the document is in hand, it is submitted along with the application form. At the end of the verification period and after the policy has been issued, the client must personally come to the insurance company and, after making sure that the specified data is correct, receive a ready-made card.

Initially, the new type of policy is issued to children and adolescents under the age of 14, as well as to persons who arrived in the Russian Federation from another state for permanent residence. In the first case, documents are submitted to the company by relatives of the insured person - they need to provide a birth certificate, SNILS, passport or other identification document of the parent who is submitting the documents. The passport of the person applying for a minor (guardian, parent) must contain information about this person. In the second case, you will need to present a refugee document and identity card. If the country where the citizen came from supports an official pension program, you must also present SNILS or its equivalent.

From January 1, 2011, in accordance with the Federal Law “On Compulsory Health Insurance in the Russian Federation” dated November 29, 2010 No. 326-FZ, every citizen can independently choose an insurance company and receive a compulsory medical insurance policy.

Compulsory medical insurance policies issued to persons insured under compulsory medical insurance before the date of entry into force of the Federal Law on Compulsory Medical Insurance are valid until they are replaced by compulsory medical insurance policies of a uniform standard.

The exchange will be carried out gradually over several years.

The compulsory medical insurance policy becomes a document that a citizen receives once, and under certain circumstances reissues it. These circumstances are determined by law.

These are:

• change of surname (for example, if you got married and changed your surname);
• change of first name, patronymic.

It is also necessary to renew the policy if:

• change of date of birth, place of birth;
• identifying inaccuracies or erroneous information contained in your compulsory medical insurance policy.

Citizens are required to notify the medical insurance organization of changes in last name, first name, patronymic, or place of residence within one month from the day these changes occurred.

Renewal of the policy is carried out on the basis of an application upon presentation of an identity document and SNILS. You can print the application form from our website or receive it at any office of our company.

The application must be accompanied by documents confirming the changes (for example, a marriage certificate, a certificate of name change, new data in the passport, a policy with erroneous data). The application can be completed personally or on behalf of a representative of the insured person.

If you have lost your policy or your policy has become unusable (tears, partial or complete fading of the text) in our

The company, based on your application, the form of which you can print from our website, will issue you a duplicate of the policy.

Compulsory medical insurance policy is issued within 45 working days. For this period you will be given temporary certificate, confirming the registration of the policy and certifying the right to provide you with medical care.

If you change your place of residence (subject of the Russian Federation), you are required to notify your insurance company. If the insurance company that issued your policy is not in the region of your new residence, you must contact any other insurance company operating in the region and submit an application for a replacement insurance company.

When the compulsory medical insurance policy is ready, VTB Medical Insurance will notify you about this by email or phone number you specified in the application.